Becoming a True Globe Trotter

Visit any library and you will find all kinds of books that describe the adventurous lifestyles of early globe trotters and travelers. These are people who explored the world long before the days of easy transportation, wireless communication, or even convenient methods of carrying food or water. From Darwin in the Galapagos to Stevenson in the South Pacific, you can find stories of people leading amazing lives and actually earning a living while doing it.

Naturally, you might shrug and believe that there is no possible way to copy them in any way. You cannot give up the “day job” with its retirement package, paid vacations, and annual increases to the salary… right?

In all actuality, if you truly want to become a globe trotter in the same ways that so many others have done, it is entirely possible. You don’t even have to be a great writer like Mark Twain or a fearless explorer like Captain Scott (navigator of the South Pole in 1912). You can be a photographer, teacher of ESL, fitness expert, copy writer, designer, trained executive, financial professional, aid or health worker, pilot, and so much more. (The Telegraph, 2014)

No Boundaries

There are two key things to realize in order to open the door to becoming a globe trotter:

1. The modern world is full of technologies that can allow you to work from almost any part of the world;

2. You don’t have to follow the path of work, work more, work even more, save lots of money, and then retire in order to begin “living”.

It can be hard to shed those classic models. After all, a huge majority of the modern world is raised to believe that going to school and college, training for a specific career, getting a “good job” that offers benefits and retirement options, and then socking away as much as possible for many years before actually ceasing to work is the “right way” to live.

Try to live outside of that, and you might find yourself being called a “slacker”, someone who won’t settle down or grow up, and much worse. It can be scary to see yourself through this sort of lens, but that’s when you have to consider the first of those two key things above.

The Technologies

Consider this quote from the British publication, The Telegraph:

“The world of work is becoming increasingly global in nature and many employees enjoy the prospect of experiencing different cultures and countries… International jobs include remote jobs that you can travel with, career choices with transferable skills, and jobs that require travel.”

So, you won’t have to leave the certain security of the corporate treadmill or the typical school-work-save-retire model and enter the vast wasteland of the globetrotting worker. There are multinational corporations, organizations, and entire industries in need of people who are willing and able to work in less structured format.

Additionally, most of these groups (as well as independent globetrotting workers) have access to an impressive array of modern technology that can make mobile work incredibly simple. The laptop or tablet with WiFi capabilities, the mobile phone with various SIM cards, the 24-hour IT department or professional within most firms, and the many platforms and networks that allow someone to work remotely without interruption or even concern about time zones, etc. can all make the true globe trotter’s life possible.

There are Challenges

Does that mean that it is a walk in the park? No. You do have to have a specific level of competency and job skills to make it realistic and effective. You don’t want to be in a foreign land without any employment options, connections, or means of generating livable income. Instead, you need to lay a strong foundation for your globetrotting and your day to day work. That means you have to be sure that you are great at organization and planning, problem solving, and capable of managing your day to day work life from any spot in the world.

Naturally, you have to be brave, sociable, have good “people skills”, and genuinely curious about the world around you too. However, we already know that you are because you are reading this article!

The key is to understand that there is a “down side” to being a globe trotter with a “portable” career. The downside can include language barriers or challenges, a loss of “belonging” when you are away from the familiar or your “home” territory for long stretches of time, challenges to maintaining personal relationships, and general fatigue if you are on the go too often.

If you are prepared for any of the challenges and difficulties that a globetrotting worker can face, you have already won more than half the battle. You can bust out of the old fashioned mold of school – career – save – retire and instead start to explore the world even as you earn your living.

Why You Need Health Insurance – Understanding the Importance of Health and Medical Insurance

Why is having health or medical insurance so important? There is certainly a misconception that medical insurance is only for the elderly and older folks. Many young adults and even some middle aged adults have this misconception that since they are still healthy and without any illness, they do not need this security blanket that a health insurance policy provides. Their argument is that the premiums are high and that they are not getting anything in return if they do not make use of the policy.

Perhaps, these people are ignorant or have not heard or read of young and healthy people who without any warning, suffer a health attack or succumb to cancer. This is not surprising considering the hectic lifestyle and the regular intake of unhealthy food in this fast moving world that we live in. In addition, unforeseen accidents, minor or major can happen anytime. Breaking an arm or a leg can happen anytime while playing basketball or football. In the tropics, many people young and old falls victims to dengue due to mosquito bites. Considering the rising cost of medical care, hospitalization, surgery and medicines, a visit to the hospitals for treatment can indeed set back your hard earned savings if you are not covered under a health insurance plan.

A well meaning financial planner will advise that a financial plan which would include managing your investment risks will not be complete without a comprehensive health and medical insurance policy with critical illness coverage and hospitalization and surgical (H&S) coverage. Indeed, a financial investment plan can be derail if one should suffer the tragedy of succumbing to any life threatening illness such as cancer, diabetes, etc causing the person to lose his job and income before the financial goal of his investment plan materialize. The cost of treatment which may be exorbitant from the hospital expenses and surgery needed would cause you to use up the emergency funds and in the worst scenario may require you to withdraw from investment program before it mature if a medical policy was not purchased earlier. One should realize that hospital treatment cost these days include not only surgery and medication but often diagnostic tests involving sophisticated equipments, physiotherapy, etc. hence, the rising exorbitant cost of medical treatment.

One reason why many people do not purchase a health and medical insurance is due to the opinion that their employers have already provided the medical coverage. They may not be aware that once they leave their company, the coverage will cease. Hence, they may be caught in a bind if they are terminated during an economic downturn. Premiums for this kind of policy are lower if you purchase coverage at a younger age and when you are still medically fit. Those who insure themselves when they are older and not medically fit may have to pay higher premiums or are subjected to certain exclusions. Older folks and those who have some form of illness will therefore find themselves in a very precarious position if they are terminated from their job and are without medical insurance.

In summary, having a health and medical insurance is important as a security blanket that you need to buy but hope never to have to use. A health plan will give you the necessary assurance that you have the finances when the need arises.

What Makes A Good Hotel For A Business Traveller?

Below, we take a look at what makes a good hotel for a business traveller.

Location – When you have meetings in any area of the country, it is frustrating to end up in a hotel that is miles from any transport connections or from your meetings. It is vital that the hotel has good road, bus and train links so that you can easily use the hotel as a base and get from A to B, quickly and cost effectively. There is no point paying for a really cheap hotel yet being 20 miles away from your meeting if you are going to get a taxi or then have to travel even further, so it’s important to weigh up location and cost when booking your hotel.

Price – If you are on the road regularly for business then you know the cost of the travel can soon mount up, especially if you require hotels for the majority of the week nights on your away trips. You need a hotel that is affordable and can maybe offer you some sort of discount for multiple nights when booking and also a hotel that doesn’t really hit the single traveller with supplements because they are on their own.

Comfort – After 3 hours on the road, 3 hours in meetings and then a train ride to get to your hotel, you don’t really want a bad nights sleep before you do it all again in the morning. The least you want is a comfortable bed and a clean room, with maybe some luxuries like a nice TV and tea and coffee ready to settle in for the evening. Even if the hotel is cheap, make sure you read the reviews online to make sure it’s clean and will give you a decent night’s sleep.

Facilities – It is vital for most business travellers to have free WIFI and other types of facilities, including somewhere to eat and maybe even a sneaky drink or two to relax in the evening. Most business travellers have to work on the road after a long days drive, typing up notes and getting orders back to headquarters, so its vital that any hotel a business person stays in has WIFI that is freely accessible throughout the hotel and its premises.

Parking – If you are a regular business traveller then you will know how often you have turned up to hotels and really struggled to park, which drives you not only mad but also makes the cost of your trip even more expensive. Having a hotel with free or very cheap parking is a must for most business travellers, because you need to know you won’t be hunting around for hours at the end of a long drive trying to find somewhere to park.

Richard Johal runs the Java Hotel in Nottingham.

Conveniently located at Junction 25 of the M1 and only 10 minutes from Nottingham, Derby and East Midlands Airport, the Java Hotel offers everything you need for a comfortable, yet affordable, night’s stay.